General description of VietQR and Open API Banking VietQR: One connection for all banks!
Introduction
We provide an Open API Banking system through VietQR payment codes. The VietQR API offers electronic payment services via QR codes, enabling automatic notifications, reconciliation, and fast, secure, and convenient transaction processing.
With the VietQR Banking API, customers can integrate it with their internal management systems to enhance competitiveness, automate the payment reconciliation process, reduce accounting costs, and receive accurate, real-time cash flow reports. This allows business owners to make quick decisions. We offer customized payment solutions for businesses and support API integration.
Additionally, we provide the VietQR software system, which enables automatic reporting. Customers do not need to develop additional management systems when connecting to the API. Key features include transaction management permissions, sharing balance change information via social media platforms and the VietQR app, tracking balance change notifications, and providing real-time sales reports by point of sale.
Integrate Our API Services
VietQR Payment APIs
We provide a simple tool for businesses to easily integrate QR code payment services into their systems. With this set of APIs, you can generate payment codes, process transactions, and verify whether payments have been completed.
The VietQR Payment API is designed to be user-friendly, secure, and easy to use, making it suitable for all types of businesses, whether large or small.
VietQR Refund API
This service package is an addition to the existing QR code payment system. The VietQR Refund API enables businesses to efficiently process refund transactions quickly and effectively. When a refund is needed, you can simply use this API to execute the process swiftly and accurately.
This API simplifies the refund process, minimizes errors, and enhances the customer experience.
VietQR Payment MQTTs
Provide a QR code payment solution using the MQTTs (Message Queuing Telemetry Transport Secure) protocol to ensure security and efficiency in transmitting transaction information. This service package is aimed at businesses and organizations that need to integrate QR code payments and receive real-time balance change notifications securely.
VietQR Host to Client (Updating)
It is the perfect tool that allows businesses to easily integrate VietQR API features into their browsers without needing to write any code. With this extension, you can quickly generate payment codes, process transactions, and manage refunds directly within the Chrome browser.
The design of the extension simplifies the process, minimizes errors, and enhances the user experience. This is an ideal solution for businesses that want to utilize VietQR services quickly and efficiently.
Access Key: Grants access permission to call the Get Token API.
Basic Authen: An encoded string provided by VietQR for partners.
Check Sum: An MD5 encoded string for accessing certain APIs.
Secret Key: Used to create a digital signature.
Security
The secret key is a string generated by a specific algorithm, used to authenticate the accuracy of data during transmission between two systems. Some of the algorithms currently in use include MD5, SHA1, SHA256, and HMAC.
